Your Trusted Mortgage Broker
Yen Financials helps you secure the right loan by comparing hundreds of options from over 30 lenders.
0430 438 573
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Today, Tomorrow Together
KNOW MORE ABOUT YEN FINANCIALS
Who We Are ?
Yen Financials is a client-focused finance brokerage dedicated to delivering smart, reliable, and tailored financial solutions for individuals and businesses. We believe finance should be clear, transparent, and stress-free, not complicated or overwhelming.
At Yen Financials, we are driven by honest advice, personalised service, and end-to-end support. From the initial consultation through to settlement and beyond, we manage the process with care and professionalism—so you can move forward with clarity, confidence, and peace of mind.
Home Loans Services
Yen Financials provides simple, flexible finance solutions to suit your needs. We help with home loans, refinancing, investment, and business finance, offering clear advice and support from start to finish.
Confidence in every financial decision.
Why Choose Yen Financials
At Yen Financials, we go beyond just arranging loans. Here’s why clients trust us:
Expertise You Can Rely On
25+ years in banking and finance ensures you get informed, practical advice.
Hassle-Free Process
We handle paperwork, negotiations, and approvals so you can focus on your goals.
Wide Choice of Lenders
Access to 33+ trusted lenders lets us find the solution that suits you best.
Client-Centric Service
We support you from pre-approval to settlement, making your experience stress-free.
Tailored Finance Solutions
We provide mortgage and finance solutions, guiding you every step to make the process simple and stress-free.
Our Services
SMSF
SMSF home loans allow you to use your Self-Managed Super Fund to purchase residential or commercial investment property. These loans are structured to meet strict compliance requirements and can be a powerful way to grow your retirement wealth with the right advice and guidance.
Free Consultation
Asset Finance
Yen Financials offers flexible asset finance solutions to help you purchase vehicles, equipment, and machinery. Our team provides clear guidance and practical tools to help you assess different options and choose a finance solution that aligns with your financial goals.
Our Panel of Lenders
Start Your Journey Today
Whether you’re buying your first home, refinancing an existing loan, or investing in property, Yen Financials is here to make the process simple, transparent, and stress-free. Our experienced team takes the time to understand your unique financial situation and long-term goals, ensuring you get tailored advice and solutions that work for you. From the initial consultation to loan approval and settlement, we handle the details so you can focus on what matters most. With access to a wide network of trusted lenders and a commitment to clear communication, we guide you confidently through every step, helping you secure the best loan and achieve your property and financial aspirations.
Our Achievements at a Glance
25+
Years Experience in Banking & Finance
33+
Lenders Access for Flexible Options
1,200+
Loans Successfully Approved
5,000 +
Hours of Mortgage Consultation Delivered
First Home Buyer Support
Step Into Your First Home with Confidence
Buying your first home can be overwhelming. We guide you through every step, from government incentives to loan approval, making the process simple, clear, and stress-free. Our team ensures you get the best options for your budget and long-term goals.
Have a question?
A mortgage broker acts as the link between you and the bank. We use our expertise and software tools to compare hundreds of lending products, securing a loan that best fits your goals. We manage the entire application process, negotiate with lenders, and update you at every step until settlement.
At Yen Financial, our services are free for clients. Unlike some brokers who charge upfront, our commission is paid by the lender – fully disclosed to you in line with compliance requirements.
Absolutely. We review your loan regularly to ensure it remains competitive and negotiate with lenders on your behalf if better deals become available. Our ongoing service is one of the reasons clients stay with us for life.
- First Home Buyers: as low as 5% deposit with some lenders (up to 98% lending can be available in special circumstances, though LMI applies).
- Established buyers or refinancers: ideally 20% deposit/equity plus costs to avoid LMI.
Costs may include government charges (stamp duty, title transfer, registration fees), bank fees (application, annual, or legal fees), and conveyancing fees. Refinancing generally comes with lower transaction costs (no stamp duty).
LMI is a one‑off premium charged when borrowing more than 80% of a property’s value. It protects the lender, not the borrower, but it can sometimes be added to the loan. We’ll explain when LMI applies and explore options to help you avoid or reduce it.
What Our Clients Say
Hear from the people who have trusted Yen Financials to guide them through their property journey. Our clients share their experiences, highlighting the personalised service, expert advice, and smooth finance process we provide.